Back to Affordability PlannerMesha Miller — The Mortgage Mentor
    Out-of-State Buyers

    Texas Relocation Checklist

    Moving to Texas from another state involves steps most buyers don't know about until after closing. This checklist covers the Texas-specific requirements that can affect your budget, taxes, and timeline.

    Out-of-State Buyers

    Texas Relocation Checklist

    Moving to Texas from another state involves steps that most buyers don't know about until after closing. This checklist covers the Texas-specific requirements that can affect your budget, your taxes, and your timeline.

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    Texas-specific requirement
    General move requirement

    File your Homestead Exemption with your county appraisal district

    TX

    This can reduce your home's taxable value by up to $100,000 for school district taxes (as of recent legislation). You must own and occupy the home as your principal residence on January 1 of the tax year.

    File by April 30 of the year following your move-in

    TX

    Texas requires the exemption to be filed with your county's Central Appraisal District (CAD). Most counties offer online filing. Search '[your county] appraisal district' to find your local CAD.

    Understand the Over-65 or Disability exemption if applicable

    TX

    Texas offers additional exemptions for homeowners 65+ and those with disabilities. These can further reduce your taxable value and cap school tax increases.

    Keep your exemption documentation

    TX

    Save a copy of your approved exemption. If you refinance, sell, or rent out the home, the exemption rules change.

    Book a Strategy Call

    This checklist is for general educational and organizational purposes only. Requirements, deadlines, fees, and programs may change. Always verify requirements with the relevant Texas state or county agency, a licensed Texas mortgage professional, or a licensed Texas real estate attorney.

    Ready to Understand Your Texas Numbers?

    Use the free Texas Affordability Planner to explore what your monthly payment might look like before you start shopping.

    Mesha Miller — The Mortgage Mentor

    This checklist is for general educational and organizational purposes only. Requirements, deadlines, fees, and programs may change. Always verify requirements with the relevant Texas state or county agency, a licensed Texas mortgage professional, or a licensed Texas real estate attorney. This does not constitute a commitment to lend or guarantee of financing approval.

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